:root{--navy:#071b49;--blue:#073b83;--gold:#dba51e;--gold2:#f1c95c;--ink:#17243a;--muted:#64748b;--paper:#f5f7fb;--white:#fff;--line:#e4e9f1;--shadow:0 18px 55px rgba(5,25,65,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{color:#b17c05}img{max-width:100%;height:auto}.container{width:min(1180px,92%);margin:auto}.topbar{background:#041333;color:#dbe5f5;font-size:12px}.topbar-inner{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:18px}.ticker{flex:1;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;color:#f3d47d}.site-header{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 5px 25px rgba(4,20,50,.08)}.nav-wrap{min-height:88px;display:flex;align-items:center;gap:24px}.brand img{width:205px;max-height:68px;object-fit:contain}.main-nav{display:flex;align-items:center;gap:13px;margin-left:auto}.main-nav>a,.nav-drop>button{font-size:13px;font-weight:700;color:var(--navy);padding:12px 5px;background:none;border:0;cursor:pointer;font-family:inherit}.nav-drop{position:relative}.dropdown{display:none;position:absolute;top:100%;left:0;min-width:220px;padding:10px;background:white;box-shadow:var(--shadow);border-top:3px solid var(--gold);border-radius:0 0 12px 12px}.dropdown a{display:block;padding:9px 12px;color:var(--ink);font-size:13px;border-radius:7px}.dropdown a:hover{background:#f4f6fa}.nav-drop:hover .dropdown,.nav-drop:focus-within .dropdown{display:block}.menu-toggle{display:none;background:var(--navy);color:white;border:0;border-radius:8px;padding:9px 13px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:7px;font-weight:800;font-size:13px;border:1px solid transparent;cursor:pointer;transition:.2s}.btn-gold{background:linear-gradient(120deg,var(--gold),var(--gold2));color:#15213a}.btn-blue{background:var(--blue);color:white}.btn-outline{border-color:#cbd5e1;background:white;color:var(--navy)}.btn-glass{border-color:#ffffff8a;color:white;background:#ffffff16}.btn:hover{transform:translateY(-2px);filter:brightness(1.04);color:inherit}.hero-slider{position:relative;background:linear-gradient(90deg,rgba(3,18,49,.95),rgba(4,30,75,.62)),url('../images/hero-bank.svg') center/cover;min-height:540px;color:white;display:flex;align-items:center}.hero-slide{width:100%;padding:95px 0}.hero-copy{max-width:720px}.eyebrow{font-size:11px;font-weight:900;letter-spacing:2.2px;color:#b9850c}.hero-copy .eyebrow{color:var(--gold2)}h1,h2,h3{line-height:1.16;color:var(--navy);margin:0 0 18px}h1{font-size:clamp(38px,5.5vw,66px);letter-spacing:-1.8px}.hero-copy h1{color:white}.hero-copy h1 em,.split-copy h2 em{font-style:normal;color:var(--gold2)}.hero-copy p{font-size:18px;max-width:590px;color:#e1e8f4}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.slider-controls{position:absolute;bottom:25px;right:4%;display:flex;align-items:center;gap:15px;color:white}.slider-controls button{width:36px;height:36px;border-radius:50%;border:1px solid #ffffff80;background:#ffffff20;color:white;font-size:25px}.trust-strip{background:var(--navy);color:white}.trust-items{display:flex;justify-content:space-between;gap:20px;padding:18px 0;font-size:11px;font-weight:800;letter-spacing:1.4px}.section{padding:82px 0}.section-heading{text-align:center;max-width:720px;margin:0 auto 42px}.section-heading h2{font-size:clamp(30px,4vw,43px);margin:12px 0}.section-heading p{color:var(--muted)}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature-card{padding:28px 24px;border:1px solid var(--line);border-radius:13px;background:#fff;box-shadow:0 8px 30px rgba(10,30,70,.04);transition:.2s;color:var(--ink)}.feature-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#e4c36b}.feature-card h3{font-size:19px;margin:17px 0 10px}.feature-card p{color:var(--muted);font-size:14px}.feature-card b{font-size:12px;color:#9a6a00}.feature-icon{width:45px;height:45px;border-radius:12px;background:#fff4d5;color:#a87500;display:grid;place-items:center;font-size:22px}.split-section{display:grid;grid-template-columns:1fr 1fr;min-height:410px;background:#f5f7fb}.split-image img{width:100%;height:100%;object-fit:cover;min-height:410px}.split-copy{padding:70px clamp(30px,7vw,100px);align-self:center}.split-copy h2{font-size:clamp(32px,4vw,46px)}.split-copy p{color:var(--muted);margin-bottom:25px}.dark-section{background:linear-gradient(120deg,#061638,#0b3472);color:white}.section-heading.light h2,.section-heading.light p{color:white}.page-hero{padding:75px 0;background:linear-gradient(115deg,#061638,#0a3470);color:white}.page-hero h1{color:white;font-size:clamp(36px,5vw,54px);margin:12px 0}.page-hero p{max-width:720px;color:#dce6f5;font-size:17px}.breadcrumbs{font-size:12px;color:#d6dfed;margin-top:25px}.breadcrumbs a{color:var(--gold2)}.content-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(230px,1fr);gap:45px}.prose h2{font-size:28px;margin-top:0}.prose p,.prose li{color:#536176}.info-panel,.side-card{background:#f5f7fb;padding:25px;border-radius:12px;border:1px solid var(--line);margin:25px 0}.info-panel h3,.side-card h3{font-size:19px}.check-list li{padding:5px 0}.side-card{margin:0;height:max-content}.side-card a{display:block;padding:11px 0;border-bottom:1px solid var(--line);font-size:13px;font-weight:700}.site-footer{background:#041333;color:#c8d3e5;padding:55px 0 18px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:35px}.footer-logo{width:210px;max-height:85px;object-fit:contain;background:white;border-radius:8px;padding:6px}.site-footer h3{color:white;font-size:15px}.site-footer p,.site-footer a{font-size:13px;color:#c8d3e5}.site-footer a{display:block;padding:4px 0}.footer-bottom{border-top:1px solid #ffffff24;margin-top:35px;padding-top:17px;display:flex;justify-content:space-between;gap:15px;font-size:11px;color:#8fa1bd}.cookie-banner{position:fixed;z-index:60;bottom:18px;left:18px;right:18px;max-width:950px;margin:auto;background:white;padding:20px 24px;border-radius:12px;box-shadow:0 10px 60px #0004;display:flex;align-items:center;justify-content:space-between;gap:20px}.cookie-banner[hidden]{display:none}.cookie-banner p{margin:3px 0;color:var(--muted);font-size:13px}.cookie-actions{display:flex;align-items:center;gap:8px;flex-wrap:wrap}.cookie-actions a{font-size:12px}.alert{padding:13px 16px;border-radius:8px;background:#eaf2ff;color:#123b75;margin:15px 0}.alert.error{background:#fff0f0;color:#9d2525}.alert.success{background:#e9f8ef;color:#17633a}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}.contact-form,.auth-card{background:white;border:1px solid var(--line);border-radius:16px;padding:32px;box-shadow:var(--shadow)}label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin:13px 0}input,textarea,select{display:block;width:100%;padding:13px 14px;margin-top:7px;border:1px solid #d6deea;border-radius:7px;font:inherit;font-size:14px;background:white}input:focus,textarea:focus{outline:2px solid #dba51e66;border-color:var(--gold)}.small-note{font-size:11px;color:#718096}.auth-body{min-height:100vh;background:linear-gradient(130deg,#061638,#0a3470);display:grid;place-items:center;padding:30px}.auth-shell{width:min(480px,100%);text-align:center}.auth-shell.wide{width:min(800px,100%)}.auth-logo{width:230px;background:white;padding:8px;border-radius:8px;margin-bottom:22px}.auth-card{text-align:left}.auth-card h1{font-size:32px;margin:10px 0}.auth-card>p{color:var(--muted);font-size:14px}.full{width:100%;margin-top:10px}.auth-links{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:18px;font-size:12px;font-weight:700}.back-home{display:inline-block;color:white;margin-top:20px;font-size:13px}.dashboard-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:25px}.dash-logo{width:170px}.dashboard-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:25px 0}.dash-tile{background:#f5f7fb;border:1px solid var(--line);padding:20px;border-radius:10px}.dash-tile b,.dash-tile span{display:block}.dash-tile span{font-size:12px;color:var(--muted);margin-top:8px}.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.link-grid a{padding:15px;border:1px solid var(--line);border-radius:8px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1050px){.main-nav{gap:7px}.main-nav>a,.nav-drop>button{font-size:11px}.nav-login{display:none}.feature-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:780px){.topbar-inner{padding:8px 0;flex-wrap:wrap}.ticker{order:4;flex-basis:100%}.nav-wrap{min-height:72px;flex-wrap:wrap}.brand img{width:170px}.menu-toggle{display:block;margin-left:auto}.main-nav{display:none;flex-basis:100%;margin:0;align-items:stretch;flex-direction:column;padding:8px 0 18px}.main-nav.open{display:flex}.main-nav>a,.nav-drop>button{display:block;text-align:left;width:100%;font-size:14px;padding:10px}.dropdown{position:static;box-shadow:none;border:0;background:#f5f7fb}.nav-drop:hover .dropdown{display:none}.nav-drop:focus-within .dropdown{display:block}.hero-slider{min-height:500px}.hero-slide{padding:70px 0}.trust-items{flex-wrap:wrap;justify-content:center}.section{padding:58px 0}.split-section,.content-layout,.contact-grid{grid-template-columns:1fr}.split-image img{min-height:260px;max-height:330px}.split-copy{padding:45px 6%}.footer-grid{grid-template-columns:repeat(2,1fr)}.footer-bottom{flex-direction:column}.cookie-banner{align-items:flex-start;flex-direction:column}.link-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.feature-grid,.footer-grid,.dashboard-grid,.link-grid{grid-template-columns:1fr}.hero-copy p{font-size:16px}.auth-card{padding:24px}.auth-links{flex-direction:column}}